The transshipment model includes intermediate points between the sources and destinations

An insurance company that transacts insurance directly with consumers without the assistance of producers is called

A) a public approach carrier B) a reinsurance organization C) a direct advertising carrier D) a direct response company"

When an agent took a listing she promised the seller that she would advertise the property in the newspaper until it was sold. The agent did not do the advertising that she promised. She is guilty of:

A: Constructive fraud; B: Definite fraud; C: Actual fraud; D: Illusory fraud.