Before remitting employee tax withholdings and employer payroll tax liabilities, you should prepare a report to gather information. This report is called a/an:

Borrower reputation is important in assessing credit quality because

A. good past payment performance perfectly predicts future behavior. B. preservation of a good customer/FI relationship acts as an additional incentive to encourage loan repayment. C. FIs only lend to customers they know. D. customers with poor credit histories always default on their loans. E. a reputation for honesty is important in credit appraisal.

In a SWOT analysis, which of the following would be listed in the "W" quadrant?

a. The clients product is number two in its category b. There are seven competitors vying for the same target market c. The clients parent company was recently purchased by an offshore investment firm d. Sales have been declining for 3 consecutive years e. The product to be advertised is manufactured in South Korea