Landlords are entitled to go into the apartments they own whenever necessary to inspect them

Securitization is beneficial for banks because it:

a) repackages bank loans into simpler structures. b) increases the funds available for banks to lend. c) Allows banks to maintain ownership of their securitized assets.

The owner of a small greeting card company does not want to challenge her staff to look at the production of greeting cards or the greeting card market in new ways. The owner has worked with her staff since the company began twenty yeas ago

Which of the forces of change is the owner NOT willing to adjust? A) social B) ethical C) competitive D) economic