An insurer has a right to screen applicants for HIV in which of the following ways?

Which of the following characteristics would make diversity training more effective?

A. It must be separated from the work context. B. It should be tied to business objectives. C. It should not last for more than a day. D. It should emphasize more on learning skills than behaviors. E. It should be unstructured.

Under participatory budgeting, some employees might understate sales budgets and overstate expense budgets to allow them a cushion, or _____________, to aid in meeting targets.

Fill in the blank(s) with the appropriate word(s).