How is the division of debts conducted after a divorce?

What will be an ideal response?

Individuals often have debts that must be divided on termination of the marriage. In most states, each spouse is personally liable for his or her own premarital debts, and the other spouse is not liable for those debts. Debts that are incurred during the marriage for necessities and other joint needs, including but not limited to shelter, clothing, automobiles, medical expenses, and such, are joint marital debts and are the joint responsibility of the spouses. The court may distribute these debts on termination of the marriage. Spouses are jointly liable for taxes incurred during their marriage. If a debt is not paid by the spouse to whom the court has distributed the debt, the third-party creditor may recover payment of the debt from the other spouse, however. This individual's only recourse is to recover the amount paid from his or her prior spouse.