On average, just by chance, half of the stock market's investors will outperform the market and half will underperform the market

Click-On Agreements. America Online, Inc (AOL), provided e-mail service to Walter Hughes and other members under a click-on agreement titled "Terms of Service." This agreement consisted of three parts: a "Member Agreement," "Community Guidelines," and a

"Privacy Policy." The Member Agreement included a forum-selection clause that read, "You expressly agree that exclusive jurisdiction for any claim or dispute with AOL or relating in any way to your membership or your use of AOL resides in the courts of Virginia." When Officer Thomas McMenamon of the Methuen, Massachusetts, Police Department received threatening e-mail sent from an AOL account, he requested and obtained from AOL Hughes's name and other personal information. Hughes filed a suit in a federal district court against AOL, which filed a motion to dismiss on the basis of the forum-selection clause. Considering that the clause was a click-on provision, is it enforceable? Explain.

Identify the five most influential theories of motivation outlined in the text. Compare and contrast their strengths and/or weaknesses