Which of the following categories of owners have limited liability?

In determining lifetime value for individual customers, customer acquisition costs are determined by dividing:

A) advertising costs by the number of customer transactions. B) total marketing and advertising costs by the number of new customers. C) total marketing and advertising costs by the number of total customers. D) advertising costs associated with acquiring new customers by the number of new customers.

Compared to other depository financial institutions, credit unions:

A) are more beneficial to all kinds of consumers. B) pay lower interest on savings. C) have a greater number of account holders. D) have a greater number of branches. E) charge lower rates on loans.