All of the following are additional coverages under Section I of the Homeowners 3 policy EXCEPT

A) the reasonable expenses of removing debris after an insured loss.
B) fire department service charges for which the insured is liable by contract or agreement.
C) damage to trees and shrubs caused by a windstorm.
D) losses incurred from the unauthorized use of a stolen credit card.

Answer: C

Business

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Referral organizations serve the needs of property owners catering to specific market niches.

a. true b. false

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During the holiday season, Maria's Department Store works with a contracted employment agency to bring extra workers on board to handle overflow business, and extra duties such as wrapping presents. Maria's is using ________ during these rush times.

A. smoothing B. buffering C. independent strategies D. flexible strategies E. lift coefficient

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