Answer the following statements true (T) or false (F)

1) Primary care physicians (PCPs) are sometimes referred to as gatekeepers because patients with HMO plans must obtain referrals from them in order to see specialists.
2) The restrictions in a health maintenance organization (HMO) reduce members' premium costs.
3) Preferred provider organization (PPO) members pay less out of pocket for medical services from a contracted provider than from a non-network provider.
4) A point-of-service (POS) plan allows members to choose a health maintenance organization (HMO) or preferred provider organization (PPO) once a year at open enrollment.
5) Point-of-service (POS) plans are becoming more popular because they offer more flexibility and freedom of choice than do standard health maintenance organizations (HMOs).

1. TRUE
2. TRUE
3. TRUE
4. FALSE
5. TRUE