The terrorism risk in the United States
A) is of no concern to private companies.
B) is limited to attacks by foreign nationals.
C) can be addressed through risk control and insurance.
D) is an uninsurable risk.
Answer: C
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Beverly has an HO-3 contract with a $100,000 per occurrence limit on the Liability coverage. She rents out her basement to a college student, and the student's personal property is damaged by Beverly's negligence. The student sues her for $3,000
How much will the HO policy pay for this loss? A) $0 is paid because this liability is excluded. B) $0 is paid due to the care, custody and control exclusion. C) $3,000 is paid because the loss is not excluded. D) $3,000 is paid under the property section and not the legal liability section.
Which of the following is a true statement about the differences between the protection of government versus non-government employees' rights?
A) Government employees may have their personal work space searched without reasonable cause, but non-government workers are protected from this type of activity. B) Government employees may not copy or correct the information in their personal files, but non-government employees may. C) Government workers' right to free speech is protected more fully than that of non-government employees. D) There are no differences in the protection of workers' rights.