Which people are not involved in structured walkthroughs?

Which of the following statements regarding representations is CORRECT?

A) Representations are statements the applicant may or may not believe to be true. B) A representation must be material for the insurer to void the contract. C) If a representation is false on a material point, the insurer may alter the contract but may not rescind it. D) A representation is guaranteed to be true."

Direct marketing is the optimal promotion tool for building personal and long-lasting relationships with customers

Indicate whether the statement is true or false