In Southern California, escrows are MOST often held by:

a. savings and loan associations
b. escrow companies
c. title insurance companies
d. attorneys

Answer: b. escrow companies

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The provisions of the Real Estate Settlement Procedures Act (RESPA) apply only to transactions involving certain types of property. Of the following, which types of property must comply with RESPA:

A: Homes and residential dwellings only; B: Urban real estate only; C: Condominiums and other common interest subdivisions; D: One-to-four family residential dwellings.

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Because of the high cost of tests of details of balances, auditors do not perform this type of testing unless fraud is suspected

Indicate whether the statement is true or false

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