People from which nation were most likely to come to colonial North America as indentured servants?

Banking failures result when

(a) banks do not hold 100 percent of their customers' deposits in their vaults. (b) banks make loans. (c) bank withdrawals exceed their reserves. (d) all of the above occur.

Which of the following is NOT among the pressures imposed by the fixed-rate system on the government of a country that has ongoing international payments deficits?

A. The country faces a limit on its ability to sustain deficits. B. The country's money supply increases substantially resulting in a higher inflation. C. The country suffers deterioration in its creditworthiness. D. If the country cannot sterilize, then its money supply will decrease.