As a manager at Carrel Corp., Derek spends much of his time coaching young managers and making sure that any required information reaches all the branches for them to be successful. Derek would best be described as a(n)

A retailer can reduce its bad debt on credit sales to zero through _____

a. using third-party credit plans and debit cards b. developing and implementing a systematic credit authorization plan c. developing high fees for nonpayment d. limiting credit sales to the best credit risks

The way in which application layer functions are spread among computers to deliver service to users is called ________

A) distributed processing B) peer-to-peer computing C) client/server computing D) an application architecture