College involved in a lawsuit with the NCAA over television broadcast rights:

Innovations must be ______.

Fill in the blank(s) with the appropriate word(s).

What is stranger-owned life insurance?

A) Life insurance transactions where the insured is a stranger to the producer B) Life insurance owned by multiple persons who are strangers to one another C) Life insurance that is marketed to people who don't know each other D) A life insurance transaction where investors persuade seniors to take out new life insurance policies, naming the investor as the beneficiary