A buyer obtains in 90% institutional loan for $180,000 towards the purchase of a $200,000 house. The buyer does not have the necessary $20,000 for the down payment, so the seller takes back $10,000, 10-year mortgage and the buyer contributes the other $10,000 in cash. This is known as a/an:

A. Bye down
B. Seller second
C. Wrap around mortgage
D. Equity Exchange

Answer: D. Equity Exchange

Business

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