Job uncertainties and employee stress are factors that contribute to workplace violence

All of the following statements about agents are true, except:

A. Independent agents can be appointed by multiple insurers. B. If an agent submits business to an insurer that the agent is not appointed with, the insurer can submit a notice of appointment within 14 days to validate the relationship. C. Exclusive agents work for themselves. D. Agents need to complete 4 hours of ethics continuing education every license renewal as a part of their regular CE hours.

A preliminary prospectus, permitted under SEC Regulations, is known as the

A. Unaudited prospectus. B. Qualified prospectus. C. "Blue-sky" prospectus. D. "Red-herring" prospectus.