The longer the time horizon of the technical analyst the more accurate the prediction of foreign exchange rates is likely to be

Factors that influence financial planning include

A. Family composition B. Your stage in the life cycle C. Values and attitudes D. All of the above

Bernice is an underwriter. She is reviewing a commercial crime coverage application. The coverage will be written using the discovery form

Bernice is concerned that a large undiscovered loss may exist prior to the policy's inception date. Which provision should Bernice add to the policy to protect the insurer against liability for such previous losses? A) extended reporting endorsement B) loss sustained during prior insurance provision C) waiver of inventory provision D) retroactive date endorsement