The longer a debt is outstanding, the lower its probability of collection

With life, accident, and health insurance, an insured's oral misrepresentation or false warranty will NOT void a policy unless

A) the insured has more than 1 policy with the same company B) the insured agrees to drop the policy C) there was intent to deceive or it materially affects the insurer's decision to accept the risk D) the policy has been in force less than 1 year"

External research suppliers are more objective and less subject to company politics and regulations than internal suppliers.

a. true b. false