Temporary Assistance for Needy Families (TANF) and Supplemental Security Income (SSI) are examples of

If the Fed reduces the supply of bank reserves, ________

A) investment increases B) consumption increases C) the federal funds rate increases D) the federal funds rate falls

Which of the following is a consequence of deposit insurance?

A) It may induce the officers of a bank to take more risks. B) It encourages banks to make loans only to the most credit-worthy customers. C) It minimizes the risk of defaulting on loans made to the bank's customers. D) It encourages depositors to closely scrutinize a bank's lending activities.