There are various types of insurance coverage. Employers often offer multiple supplemental benefits in addition to healthcare insurance. The following are the most common types of insurance coverage available

Choose four types from the following list of eight (making sure to choose at least one type from the non-employer-sponsored insurance programs) and define each.
What will be an ideal response?

Answer:
? Accidental Death and Dismemberment Insurance
Answer: Pays a benefit to the beneficiary in the event of the insured person's death by accidental means. It also pays a benefit to the insured when an accident causes the loss of a limb.
? Disability Insurance
Answer: Covers an employee's salary, or a percentage of it, while the employee is on disability leave. There is short-term disability insurance, usually up to 12 weeks, and long-term disability insurance that covers you for the length of the disability.
? Health Insurance
Answer: Covers medical and hospital services. Such policies are sold as individual or group policies.
? Life Insurance
Answer: Coverage on a person's life. In the event of the insured person's death, a benefit is paid to the named beneficiary.
? Workers' Compensation
Answer: A medical and disability reimbursement program that provides 100% medical coverage and a scheduled weekly disability benefit for job-related injuries, illnesses, or conditions arising out of or in the course of employment.
? Medicaid
Answer: A federal program established under Title XIX of the Social Security Act of 1965. Its purpose is to provide the needy with access to medical care.
? Medicare
Answer: The Federal Health Insurance Benefit Plan for the Aged and Disabled under Title XVIII of Public Law 89-97 of the Social Security Act. This program is for people 65 years of age and older and certain individuals who are disabled.
? TRICARE
Answer: Health insurance benefit provided to active and retired military personnel and their beneficiaries.