Briefly discuss joint application design
What will be an ideal response?
Joint application design is a structured process which brings together users, managers and analysts for several days of intensive meetings to specify or review system requirements. This approach utilizes time and organizational resources much better.
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Brandy made and sold decorative floral arrangements. For each arrangement, she purchased a container in which to hold the arrangement, silk flowers, and ribbon, which averaged $30 per arrangement. It took her about one hour to complete each and she set her hourly rate at $20/hour. This makes $50 her ____________________.
a. Variable costs b. Fixed costs c. Economies of scale d. Breakeven
Many lenders will hold Dave to the 28/36 rule in evaluating his application for a mortgage. What does the 36 mean?
A) A down payment of 36 months is required. B) A down payment of 36% is required. C) Debt payments including mortgage must be less than 36% of his gross monthly income. D) Debt payments must be less than 36% of his monthly take-home pay. E) Mortgage insurance is required during the first 36 months of the loan.