In joint tenancy, any owner may transfer her interest without the consent of the other joint

An option whereby additional insurance may be purchased at various times without evidence of insurability is known as

A) waiver of premium B) payor benefit C) constructive delivery D) guaranteed insurability"

Most group health insurance plans have adopted the coordination-of-benefits rules developed by the National Association of Insurance Commissioners

Under these rules, if a dependent child is covered by both of the health insurance plans of the child's married parents, which health plan is primary for the child's medical expenses? A) always the mother's plan B) always the father's plan C) the plan of the parent whose birthday occurs first in the calendar year D) the plan of the parent who works for the larger employer, based on number of total employees