Which of the following is not an internal risk?

Which of the following individuals is NOT eligible to contribute up to the maximum allowable limit to a traditional individual retirement account?

A) Shirley, age 21, who is single, earns below the allowable modified adjusted gross income limit, and is not covered under an employer-sponsored retirement plan B) Joe, age 71, who is married, has an earned income, and is not covered under an employer-sponsored retirement plan C) Karen, age 61, who is single, earns below the allowable modified adjusted gross income limit, and is covered under an employer-sponsored profit-sharing plan D) Craig, age 51, who is married, is covered under an employer-sponsored 401(k) plan, and earns below the allowable modified adjusted gross income limit

Snapshot technology is generally incorporated into extended records for later review by auditors

Indicate whether the statement is true or false.