Plant life and vegetation growing on the surface of land are considered ________

Jack has applied for a refinance of his mortgage, which is secured by a first lien on his home. He asks if he can see the appraisal report that his lender ordered. Jack learns that:

a. He is only entitled to a copy of the appraisal if his loan application is denied b. He must file a written request for a copy of the appraisal c. The lender will provide a copy of the appraisal at closing d. The lender must provide a copy of the appraisal upon completion or three business days prior to consummation, whichever is earlier

If the sellers agent informs the buyer that the seller will take less than list price, she has violated which of her duties to the seller?

a. honest and fair dealing b. disclosure of material facts c. fiduciary d. All of the above