The Natural Hazard Disclosure Statement (NHD) handed to a prospective buyer does not disclose:

a. whether the property is located in an area of potential flooding.
b. whether the property is situated in a very high fire hazard severity zone.
c. environmental hazards and physical deficiencies in the soil or property improvements.
d. the fact the property was built in a seismic hazard zone.

Answer: c. environmental hazards and physical deficiencies in the soil or property improvements.

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Survivor benefits under the OASDI program most closely resemble which of the following private insurance coverage?

a) Life insurance b) Life annuities c) Health insurance d) Liability insurance

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________ refers to a person's unique psychological makeup and how it consistently influences the way a person responds to his/her environment

A) Self-image B) Consumer image C) Archetype D) Mirror image

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