What is a spot rate?

What will be an ideal response?

The spot rate for a certain maturity is the yield on a zero-coupon Treasury of the same maturity. The graphical depiction of the relationship between the spot rate and maturity is called the spot rate curve.

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If a checking account customer fails to report a series of forgeries or alterations by the same wrongdoer on the same account within 30 days from receiving the monthly statement of account, then the bank is discharged from liability on all similar

forged or altered checks after that date and prior to notification. Indicate whether the statement is true or false

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The major attraction of a line of credit from the bank's point of view is that it eliminates the need to examine the creditworthiness of a customer each time it borrows money within the year

Indicate whether the statement is true or false

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