How does free riding affect the cost of health insurance?

A. It has a dramatic effect on those who choose not to buy coverage because they will have to pay hefty bills if they need treatment.
B. It decreases the availability of health care for all because fewer people choose to enter the health care profession.
C. Premiums rise for those with health care because insurance companies need to pay more for an increasingly expensive risk pool.
D. Indirectly at best because insurance companies could keep the cost of premiums down if they deployed technology more effectively.

Answer: C

Political Science

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Which political party prefers giving the states flexibility in spending federal money?

a. Both the Republican Party and the Democratic Party equally b. Democratic Party c. Neither the Republican Party nor the Democratic Party d. Republican Party

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Where can you find the provisions requiring public access to rule making in administrative agencies?

a. Legislative committee on administrative rules b. Records of Department of Regulation and Licensing c. Administrative procedures act d. State supreme court

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