Keogh plans are special plans designed for corporations employing 100 or more employees.

Which of the following statements pertaining to an agent's handling of premium money is NOT correct?

A) An agent may spend premium money for his personal use. B) An agent holds premium money for the insured; the money belongs to the insurer. C) An agent who violates regulations concerning handling premium money may be charged with embezzlement or mishandling funds. D) An agent must not make personal use of premium money received from policyowners."

A broadband communication system is one that has sufficient capacity to carry simultaneously which of the following?

A) multiple voice B) data C) video D) music E) all of the above