Which if the following best describes credit card fraud?
A. Using stolen personally identifiable information to open a credit card account
B. Using stolen credit card data to perform transactions
C. Using stolen log-in credentials to access private bank or credit card account
D. An email that appears to be from a legitimate bank asking the user to click a link to confirm their log in credentials
Answer: B
Explanation: Credit card fraud occurs when a stolen credit card is used to make transactions.
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