Mary will receive $12,000 per year for the next 10 years as royalty for her work on a finance book. What is the present value of her royalty income if the opportunity cost is 12 percent?

_____ is a form of advertising designed to enhance a company's image rather than promote a particular product

a. Institutional advertising b. Pioneering advertising c. Competitive advertising d. Comparative advertising

Students who overuse the Internet often do so as a way of relieving

stress about their real problems. Indicate whether the statement is true or false