CRM systems provide unique, real-time experiences to the consumers based on their ________; namely, their physical location and current needs

________ is not constant. It represents transient factors that affect the observed score in different ways each time the measurement is made, such as transient personal or situational factors

A) Systematic error B) Measurement error C) Random error D) Variable error

R.I.P. Company manufactures herbicide and pesticide. The company had difficulty finding affordable liability insurance. R.I.P. established its own insurance company based in Bermuda for the purpose of insuring R.I.P.'s loss exposures

The company that R.I.P. formed is called a A) captive insurer. B) reciprocal insurer. C) fraternal insurer. D) holding company.