Column 1 Column 2 Column 3 Column 4 Wages payable

Which of the following is not a characteristic of group insurance?

A) Benefits are individually selected by the employee. B) One master contract is provided to the employer. C) For larger employer groups, there is no medical exam required for coverage. D) Group insurance premiums are lower than comparable individual coverage.

The first phase of the systems development life cycle is:

A) systems planning and selection. B) systems study. C) systems analysis. D) systems design. E) systems implementation and operation.