An ethics program can clarify what a company considers to be unacceptable conduct

The ________ used by companies divides the innovation process into stages, with a checkpoint at the end of each stage

A) reverse assumption analysis technique B) skunkworks system C) stage-gate system D) spiral development process E) new-product department technique

If there were a $22,000 loss and a $700 straight deductible, the insurer would pay:

A) $700 B) $21,300 C) $22,000 D) $0