None of the following needs to be licensed as an insurance consultant EXCEPT:
A) actuaries during the normal course of their business.
B) licensed agents who give advice incidental to the normal course of their business and do not charge a fee, but who receive commissions for the insurance they write.
C) bank trust officers performing their usual duties.
D) persons who, for a fee, offer advice and service with respect to insurable risks.
Answer: D) persons who, for a fee, offer advice and service with respect to insurable risks.
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The system of legal description that defines a parcel of land by tracing its perimeter is known as
A) lot and block system. B) street address. C) metes and bounds. D) rectangular survey.
Convertible term life insurance can be converted into cash-value life insurance, depending on the insured's medical condition pending a medical exam
Indicate whether this statement is true or false.