Surrender charges on annuities typically decline the longer you own the annuity

When does it make sense for a company to pursue selective partnering to establish industry standards?

a. There are high barriers to imitation, the firm has the requisite skills, and there are no capable competitors. b. There are low barriers to imitation, the firm does not have the requisite skills, and there are capable competitors. c. There are low barriers to imitation, the firm has the requisite skills, and there are capable competitors. d. There are high barriers to imitation, the firm does not have the requisite skills, and there are capable competitors. e. There are high barriers to imitation, the firm has the requisite skills, and there are capable competitors.

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