Bridget started to fund a variable annuity. Three years later, she experienced financial difficulty. She called her agent and cancelled the contract. The insurer returned all but 4 percent of the account balance. The 4 percent kept by the insurer is a(n)

To be valid, a deed must have a

A) signature of the grantor B) list of encumbrances C) competent grantee D) description of all improvements

This function of packaging allows retail stores to keep track of which products sell and which don't and to reorder products when they run low

A) to promote the product and differentiate it from competitors B) to provide product information C) to help consumers use the product D) to indicate price and universal product code E) to protect the product