According to TILA, what margin of error is permitted for the annual percentage rate in a regular fixed-rate mortgage transaction?

Maslow's hierarchy of needs model helps to explain that employees are always motivated to satisfy one or more needs but that:

a. a satisfied need is no longer a motivator b. high order needs are rarely met even in a minimal fashion c. need categories are randomly experienced rather than in a particular sequence d. regression down the needs chain does not occur

Which of the following statements about variable work schedules is true?

A) employees can learn new skills B) employees recognize the value of motivation C) employees have a say in critical decisions in the organization D) employees grow resentful and powerless E) employees can organize their work behaviors