Brokers may complete a BPO for a client to use as an appraisal.

Which of the following statements is true of the Consumer Financial Protection Bureau (CFPB)?

A) It is a non-federal agency that governs consumer finance and mortgage area. B) The automobile industry is exempt from its supervision. C) The credit card and debit card industry is beyond its purview. D) It lacks investigative and subpoena powers.

________ consists of computer and communication hardware and software, and the skills of designers, programmers, technicians, and managers

A) Strategic capital B) Knowledge management C) Information technology D) Corporate knowledge