Which is related to the actual attractiveness of a prize in a contest?

Larry owns a deferred annuity for which his spouse, Karen, is the designated annuitant and his son, Chris, is the designated beneficiary. If Larry were to die before the contract is annuitized, to whom would the contract's death benefit be payable?

A) Larry's estate B) Chris C) No one; there is no death benefit under these circumstances D) Karen

The Federal Sentencing Guidelines for Organizations (1991 ) guide judges when

A) sentencing directors of firms who file false accounting data. B) imposing fines on organizations whose employees engage in criminal acts. C) penalizing employees who fail to report illegal activities of executives. D) setting jail terms for CEOs who engage in unethical conduct.