The only way to perfect a security interest is to file a financing statement

Apparent authority can be best described as a situation where:

A) The principal and agent undertake actions in accordance with their earlier agreement that one act as agent for the other. B) The agent has made representations to a third party that he is acting as an agent for another. C) The principal has made representations to a third party that someone is to act as her agent. D) The conduct of two parties indicates that they are acting in a principal and agent capacity. E) Both B and C

High-deductible health plans lower employer health-care costs and employees' premiums

Indicate whether this statement is true or false.