Using a buyer disclosure form is mandatory for a listing agent before the listing agent can discuss potentially confidential information with an unrepresented buyer.

Which of the following best describes the concept of vesting, with respect to qualified retirement plans?

A) The age at which an employee must begin to withdraw from retirement plans B) The right of an employee's spouse to be included in the employee's qualified plan benefits C) An employee's right to funds or benefits contributed by an employer D) The time when an employee meets eligibility requirements for plan participation

How should a public relations crisis be managed?

What will be an ideal response?