A lease that provides renewal options on a tenancy for years on agricultural land for more than 51 years would be:

Which party has the legal authority to name or change the beneficiary?

A. Insurer B. Policyowner C. Insured D. Agent

The refund feature on an annuity guarantees that

A) you will be satisfied with the investment build-up, because you may withdraw your funds at will. B) you can withdraw all your contributions at age 59-1/2. C) payments will continue until they have at least refunded the cost of the annuity. D) the insurance company can refund your payments and terminate your annuity at its discretion.