Introductions are more formal in the United States than in Germany

Which of the following statements is (are) true regarding exclusions in life insurance contracts?

I. Life insurance policies are remarkably restrictive, including numerous exclusions. II. A life insurer may exclude death attributable to certain activities or hobbies disclosed on the application. A) I only B) II only C) both I and II D) neither I nor II

Sessions are used to avoid the expensive negotiation of new security parameters for each connection that shares security parameters.

Indicate whether the statement is true or false.