The primary purpose of coinsurance in property insurance is to

A) reduce moral hazard.
B) achieve equity in rating.
C) minimize problems in settling claims.
D) eliminate small losses.

Answer: B

Business

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The major source of risk exposure resulting from issuance of standby letters of credit is

A. technology risk. B. interest rate risk. C. credit risk. D. foreign exchange risk. E. off-balance-sheet risk.

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Competitive intelligence gathering is inherently illegal and unethical

Indicate whether the statement is true or false

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