Employees' perceptions of formal and informal organizational policies, practices, procedures, and routines are known as organizational values.

If you are a credit user the most important factor in choosing a credit card should be

A) annual fee. B) issuing bank's location. C) credit limit. D) APR.

In which of the following ways could an agency relationship not be created?

A: Implied contract; B: Oral contract; C: Written contract D: Voluntary offer by the agent.