The success of a manufacturer and its retailer customers is most directly interconnected in which form of distribution?

Which of the following statements is most nearly true concerning the activities of mortgage companies:

A: They are organized under federal laws and thus are not subject to state regulations; B: They never service the loans they create; C: They prefer negotiating loans which are salable in the secondary market; D: They are not active in the field of government-insured loans.

If you must give an employee a negative performance review,

A) do so by email. B) support your claims with careful documentation. C) limit your discussion to the areas where the employee needs improvement. D) minimize anything positive that the employee has done. E) assume that you'll be firing the employee before too long.