Why did Congress enact the Home Mortgage Disclosure Act?
a. To create a repository of information on real estate values
b. To ensure home values are consistent within geographic areas
c. To assist lenders in setting interest rates for residential loans
d. To help identify patterns of discriminatory lending
Ans: d. To help identify patterns of discriminatory lending
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Guidance is information published in nonbinding documents like memoranda and circulars intended to clarify official regulations.
a. true b. false
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A(n) ____________ exists when the nuisance cannot be abated at a reasonable cost and by reasonable means.
a. permanent nuisance b. nuisance per se c. continuing nuisance d. public nuisance
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