Identify the element in the DIG network that considers how a new product can fit into customers lives and how it can be distinguished from the competitors' products

Which of the following statements is (are) true concerning investments of property and casualty insurers and life insurers?

I. Property and casualty insurance companies place greater emphasis on liquidity than do life insurers. II. Life insurance company investments are, on average, of longer duration than property and casualty insurance company investments. A) I only B) II only C) both I and II D) neither I nor II

Setting high goals can be motivating and beneficial for an organization. However, according to SMART goal setting, if goals are extremely aggressive and too high to achieve the biggest risk involved is ________

a. disappointment and loss of morale b. not clearly defining the goal c. excitement and loss of morale d. not knowing the time frame in which the goal should be achieved