In a persuasive letter, e-mail message, or speech, you only have about ?ve to eight seconds to grab your readers' attention

The part of insurance contract that can be written on a named-perils or all-risk basis is the:

a. declarations b. conditions c. exclusions d. insuring agreement

The owner of a one-person shoe repair shop is

a. a sole proprietor. b. a partner. c. an executor. d. an administrator.